Your Year-End Compliance Checklist: Key Action Items to Raise with Plan Sponsor Clients
Year-end is always a busy season for retirement plan advisors, but this year carries extra weight. The December 31, 2026 deadline to formalize certain SECURE,
INTEGRITY. INNOVATION. EXPERTISE. MCGREGOR.
Founded in 1992, McGregor & Associates, Inc. provides administration and compliance services for employee benefit plans sponsored by employers of all sizes.
Our Services
We solve employer challenges through trusted relationships, employee benefits expertise, and quality personalized service.
Retirement plan administration
Plan design and consulting, recordkeeping, and compliance services for 401(k), Profit Sharing, Safe Harbor, Cross Tested and Cash Balance plans, both daily valued and balance forward.
Cafeteria Plans (Flexible Spending Accounts)
Plan design and consulting, implementation, claims adjudication and daily payment processing, with online access for both the employer and the employee.
COBRA Administration
Notification services, premium collection and records of all federally mandated documentation, so employers can concentrate on their core business.
Affordable Care Act (ACA)
Help determining whether you are subject to the ACA reporting requirements and what information is necessary to complete the required forms.
Health Reimbursement Arrangements
HRAs designed to meet specific employer and employee needs, with claims adjudication, daily payment processing and online access. QSEHRAs for small employers too.
Health Savings Accounts (HSA)
A full range of HSA administration services, including a dedicated account manager, contribution processing, online account management and tax reporting.
We also administer Direct Bill and Retiree Billing, ERISA compliance and Transportation Fringe Benefit Plans.
Serving Employers Across Kentucky and Beyond
Our office is at 997 Governors Lane in Lexington, Kentucky. From here we are proud to serve employers all over the Commonwealth, as well as southern Ohio, Indiana and Tennessee. We work with employee benefit plans sponsored by employers of all sizes, and with the brokers, agents, tax professionals and financial planners who advise them.
Why Employers Choose McGregor
- Independent. McGregor & Associates, Inc. does not sell investment or insurance products.
- Certified staff. All administrative staff members are required to become certified through an accreditation program and participate in continuing education in employee benefits.
- Hands-on service. We customize our service model to match each client’s needs.
- Compliance you can keep up with. We keep all clients informed of changes in tax laws and other legislative updates affecting their employee benefit plans.
- Recognized. Named one of the Best Places to Work in Kentucky by the Kentucky Chamber of Commerce in 2014, 2015, 2016, 2017, 2018 and 2024.
- Connected. Members of NIPA, ASPPA, ECFC and SHRM.
Proud to Call Lexington Home
We are lucky to call Lexington, Kentucky our home. The Horse Capital of the World has more than 400 horse farms and is home to the University of Kentucky and Transylvania University, the first university in Kentucky. We have been part of this community since 1992.
What's New?
Your Year-End Compliance Checklist: Key Action Items to Raise with Plan Sponsor Clients
Year-end is always a busy season for retirement plan advisors, but this year carries extra weight. The December 31, 2026 deadline to formalize certain SECURE,
Automated system for FSA/HRA/HSA and outside of normal business hours (877)781-2289
Frequently Asked Questions
When was McGregor & Associates, Inc. founded?
McGregor & Associates, Inc. was founded in 1992 and provides administration and compliance services for employee benefit plans sponsored by employers of all sizes.
Is there support available outside of normal business hours?
Yes, an automated phone system for FSA, HRA, and HSA support is available outside normal business hours at (877) 781-2289.
What services does McGregor & Associates offer?
McGregor offers Affordable Care Act (ACA) compliance, COBRA Administration, Cafeteria Plans (Flexible Spending Accounts), Direct Bill/Retiree Billing, ERISA Compliance, Health Reimbursement Arrangements (HRA), Health Savings Accounts (HSA), Qualified Small Employer HRA (QSEHRA), Retirement Plan Administration, and Transportation Fringe Benefit Plans.
Where is McGregor & Associates located, and what areas do they serve?
McGregor is based in Lexington, Kentucky, and serves employers throughout Kentucky, southern Ohio, Indiana, and Tennessee.
What size employers does McGregor work with?
We administer employee benefit plans sponsored by employers of all sizes.
Does McGregor work with brokers and financial advisors?
Yes. A large part of our success is owed to the partnerships we share with the brokers, agents, tax professionals, and financial planners that make up our provider network.
Does McGregor sell investment or insurance products?
No, McGregor & Associates, Inc. does not sell investment or insurance products.
How do employees access their benefit information?
Participating employees receive a personal logon ID and password. Use the Login Portals on this page, or call our customer service department if you can’t find what you need.
How can I contact McGregor & Associates?
You can call (859) 233-4377, fax (859) 255-2999, or email info@mcgregoreba.com. Department-specific emails are also available for FSA/HRA, HSA, Retirement, COBRA, ACA, and ERISA matters.
